In five years, half of private houses will be built on a mortgage – Rossiyskaya Gazeta

Previously, market participants predicted a decrease in the volume of individual housing construction (IHC) in the near future, which is explained by the drop in demand last year, the fact that the peak of housing registration in for the sake of free gasification and “the “dacha amnesty” and the increase in prices for construction materials and labor have passed.

At the end of the 11 months of the year, according to Rosstat, the volume of housing construction by the population is 6.7% behind last year, while the construction of multi-family housing increased from 37.3 million square meters to 41 million.

DOM.RF doesn’t see that problem, Goldberg said. The country’s gasification reserves are enormous. In addition, mortgages during construction under contract will be actively developed in the near future. There will be no reduction in the pace of construction of individual homes, although now the volume of housing construction by the population is at very high levels: in recent years between 55 and 57 million square meters of private houses have been built .

In 2021, 373 thousand individual homes were built, of which only 3% were built with mortgage funds. This year it is expected to build around 400 thousand homes, of which 25% will be built through mortgages. In 2028-2030, thanks to the development of mortgages for the construction of individual homes, the construction volume could increase to approximately half a million houses, of which 50% would be built with a mortgage.