Around 6 million Brazilians have already managed to remove their names from negative records by having renegotiated debts of up to R$100. The debt is not forgiven, but the debtor no longer has a dirty name and can take out new loans and carry out operations, such as closing rental contracts.
The survey was carried out by the Brazilian Federation of Banks (Febraban) after ten weeks of the Desenrola Brasil Program, which renegotiates the debts of medium and low-income consumers.
From July 17th to September 22nd, R$14.3 billion in debts were renegotiated, mainly from Range 2, which covers debts with banks for those with income of up to R$20 thousand with no limit on the value of debts, which allows the refinancing of properties and vehicles, for example. The amount is equivalent to 2.03 million contracts.
Desenrola provides for debt installments of 12 to 120 months, with personalized rates and the first installment in 30 days. The exclusion of restrictive registrations takes place within 5 working days after the renegotiation is completed.
Discount auctions
Desenrola started the second stage this Monday (25). Until Wednesday (27), 709 creditors will participate in a discount auction in a system developed by B3, the Brazilian stock exchange
Whoever offers the biggest discounts will be awarded resources from the Operations Guarantee Fund (FGO). With R$8 billion from the Union Budget, the fund will cover possible defaults by those who join the renegotiations and default again. This allows companies to grant larger rebates in the renegotiation process. The information is from Agência Brasil.
The post Around 6 million Brazilians have already rejected names after Desenrola appeared first in Jornal de Brasília.
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